Northwest Honda
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Northwest Honda Finance Tips

If you’re thinking about getting a beautiful Honda as your next vehicle, then come to Northwest Honda. Not only do we have an incredible selection of new and pre-owned Honda models, but we are committed to providing a pleasant and straightforward finance process for you. We’re going to provide some Northwest Honda finance tips that can help you get the best deal, as well as increase your overall finance IQ.

 

Finance Tip #1: Know Your Budget

One of the most important Northwest Honda finance tips is knowing your monthly budget. The more you know about how much you have coming in and going out each month, the more empowered you will be when you shop for a car. You should factor into your budget how much of a down payment you can afford, your expected monthly payment, fuel and maintenance expenses, insurance, and money for repairs. The more you can nail down the specific numbers, the better off you will be when you come to us for your financing.

Finance Tip #2: Use the Payment
Calculator

This handy tool is on the Northwest Honda website, and you can use it in two ways. If you know the amount of down payment and monthly payments that fits your budget, you can calculate the price of a vehicle that you can afford. Or, if you’ve already found a model that you’re interested in, you can determine its monthly payment by entering the vehicle price and the down payment you’re comfortable with. This feature is really simple, but the information you get is very useful.

Finance Tip #3: Check Your Credit Report

Have you looked at your credit report? TransUnion, Experian, and Equifax (the three major credit bureaus) each provide a version, and the federal government set up annualcreditreport.com so that you can access your report. You should look through your report for mistakes, as any inaccuracies can cost you money in your financing, and you should dispute any that you find. You may also want to check your FICO score (Fair Isaac Corporation), since the interest rates on your loan are based on this score.

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So those are a few Northwest Honda finance tips for you to consider as you go about the process of getting your next car. And check back with us, since we’ll be posting more tips and other information. Visit Northwest Honda at 2010 Iowa Street in Bellingham, WA and you can call us at 866-455-8489. We’re proud to provide a pleasant and transparent finance process for everyone, including our neighbors from Oak Harbor, Anacortes, Sedro-Woolley, Lynden, Everson, Blaine, and Mt Vernon, and we look forward to assisting you.

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